The Pawn Shop is a city business with passive owner income. Ownership is handled through the territory and business system.
An owned Pawn Shop accrues a $100,000 income credit when at least 24 hours have passed since its last credit. Eligibility is checked by an hourly sweep, so the displayed balance does not necessarily update at the exact 24-hour mark.
Income accumulates in the business balance. Use Collect to move available business income into your cash balance. This is separate from automatically adding money to your wallet. Check outstanding debt and the resulting collection amount.
The daily credit does not multiply by the number of missed days when the server resumes after an interruption.
The current Pawn Shop page shows ownership and accumulated income. It does not provide a player item-pawning or buyback transaction. To sell eligible inventory items to an NPC shop, use Shops and Selling.
Related: Businesses, Territory and Districts.
Last verified: 18 September 2026.